Available-for-Sale AFS Securities

Definition: FV through OCI

Scope:ModerateDifficulty:Difficult

FV through OCI

Common Journal Entries
AccountDebitCredit
1. Purchase
Buy $20,000 of AFS securities.
AFS SecuritiesAsset+$20,000
CashAsset$20,000
Classified as available-for-sale.
2. Fair value adjustment (gain)
Fair value rises to $21,500.
AFS SecuritiesAsset+$1,500
OCI — Unrealized GainEquity+$1,500
Unrealized gain goes to OCI, not net income.
3. Sell
Sell for $21,500.
CashAsset+$21,500
AFS SecuritiesAsset$20,000
OCI — Unrealized GainEquity$1,500
Gain on Sale of InvestmentsRevenue+$3,000
OCI reclassified to income; realized gain recognized.

T-AccountsA visual representation of a ledger account shaped like the letter T. Left side shows debits, right side shows credits.

AFS SecuritiesAFS SecuritiesAssetA resource owned by the business. Normal balance: debit. Debits increase, credits decrease.
DebitLeft side of a journal entry. Increases assets and expenses. Decreases liabilities, equity, and revenue.
$20,000.00
$1,500.00
Normal bal.
CreditRight side of a journal entry. Increases liabilities, equity, and revenue. Decreases assets and expenses.
$20,000.00
$1,500.00
CashAsset account. Debits increase the balance. Credits decrease the balance.AssetA resource owned by the business. Normal balance: debit. Debits increase, credits decrease.
DebitLeft side of a journal entry. Increases assets and expenses. Decreases liabilities, equity, and revenue.
$21,500.00
Normal bal.
CreditRight side of a journal entry. Increases liabilities, equity, and revenue. Decreases assets and expenses.
$20,000.00
$1,500.00
OCI — Unrealized GainOCI — Unrealized GainEquityThe owner’s residual interest in the business. Normal balance: credit. Credits increase, debits decrease.
DebitLeft side of a journal entry. Increases assets and expenses. Decreases liabilities, equity, and revenue.
$1,500.00
CreditRight side of a journal entry. Increases liabilities, equity, and revenue. Decreases assets and expenses.
$1,500.00
Normal bal.
$0.00
Gain on Sale of InvestmentsGain on Sale of InvestmentsRevenueIncome earned from business operations. Normal balance: credit. Credits increase, debits decrease.
DebitLeft side of a journal entry. Increases assets and expenses. Decreases liabilities, equity, and revenue.
CreditRight side of a journal entry. Increases liabilities, equity, and revenue. Decreases assets and expenses.
$3,000.00
Normal bal.
$3,000.00
DurationShort & Long-Term

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