Straight-Line Amortization

Definition: Straight-line amortization allocates the cost of an intangible asset evenly over its useful life. The annual amortization expense equals (Cost − Re…

ModerateModerate

Straight-line amortization allocates the cost of an intangible asset evenly over its useful life. The annual amortization expense equals (Cost − Residual Value) / Useful Life. Intangible assets such as patents, copyrights, trademarks, and franchise rights are amortized rather than depreciated. Unlike tangible assets, many intangible assets have no residual value. Amortization Expense is debited and Accumulated Amortization (or the intangible asset account directly) is credited each period.

Amortization Schedule Calculator

Total Amortizable Cost$120,000.00($120,000.00 − $0.00)
Amortization Per Year$12,000.00per year
Straight-Line Rate10.00%(1 / 10 years)
YearBeginning Book ValueAmortizationAccum. AmortizationEnding Book Value
1$120,000.00$12,000.00$12,000.00$108,000.00
2$108,000.00$12,000.00$24,000.00$96,000.00
3$96,000.00$12,000.00$36,000.00$84,000.00
4$84,000.00$12,000.00$48,000.00$72,000.00
5$72,000.00$12,000.00$60,000.00$60,000.00
6$60,000.00$12,000.00$72,000.00$48,000.00
7$48,000.00$12,000.00$84,000.00$36,000.00
8$36,000.00$12,000.00$96,000.00$24,000.00
9$24,000.00$12,000.00$108,000.00$12,000.00
10$12,000.00$12,000.00$120,000.00$0.00
DurationLong-Term